--If she doesn't own it, deny her application!

My application at Aim loan for a delayed financing exception was denied because I bought the property from my property managerwhich according to my lender is considered a non arms length transaction and according to Fannie Mae/Freddie mac guidelines such a transaction must only be arms length.     

Some places (Cook county, Illinois, some big cities) forbid using criminal records (including felonies) over X years old, so you may not be able to deny just on a criminal record. 

There are some areas I would steer away from in this sub-market, but there is no denying the continued growth, development, and interest in this area on a national scale.

This plunged the world into the greatest recession most of us had ever seen and caused more than four million completed foreclosures.There’s no denying the incredible role appreciation has played in investors’ lives, but there’s also no denying the risk involved in relying on appreciation to make a profit.

And Andy, I don't think you understand what is meant by a scam.You took  my template, my designs, my content, and my ideas and you contributed NOTHING to them and sell it to your students as your own.That is fraud.Can you deny this?

Should I deny the applicant, but state that they can reapply once they have resolved the discrepancy? 

If they continue to deny then its time to inspect the apartment. 90% of the time landlording is easy.

If you do not feel good about it, deny the application based on the son's statement that he is going to live there, or for other disqualification reasons.

For example in my area there are specific municipalities that have passed ordinances that prevent you from denying an applicant because they have a housing voucher (section 8).