For me, I usually get about 90% of my money back.

I'm not familiar with California but I know living in Florida, the closer you are to the ocean the more expensive it is to live.

I am in it and feel it is worth it as they have groups all over the country who, with experience transaction coordinators and funding groups, and even closers to help you along the way.

The interest rates are usually .5% higher than conventional loans and you might have a prepayment penalty, but that’s the only negative I can think of.

I’ve had about 6 referrals so far in less than 2 weeks since I have done this.

When investing with them you get almost no tax benefits and usually get crappy management. 

Quote from @Samuel Coronado: Huntsville long term will get a better % ROI than Atlanta.

It's easy to bite off more than you can chew in this business and that's especially not a good idea for your first deal.

The couple living there was elderly when I was growing up, and we recently found out that they passed away a couple years ago.

Usually of the home requires major repairs it may require a HML "hard money loan" then you refinance in 6 months on the new ARV.DSCR is also not a great avenue for low loan amounts because all loans under $125K will take a rate hit and the minimums are usually $125k after down payment with some going down to $100K Min.