Its just a coupe points on your credit score.

I have only taken Scott’s so I cannot comment on others but his training has been instrumental in my development where I have bought 60+ notes in past 18 months a good real estate calculator will have a PV function.. that is the heart of the matter in note investing.. just learn how to do that one function first off.. 

Sometimes I think it’s becuase people are eating elsewhere (even another close subway.) sometimes the whole mall is empty except that last coupe, hold outs. 

Since most notes/mortgage change hands frequently, most lenders will get their instruments recorded. 

At some point (it may be too early), you will need to start thinking about business succession planning, and when that comes to play, understanding what your options are will be instrumental in helping you make a good decision for your financial future.

Not the most stable instrument for a longer term hold. 

Also "no lease" because you are in a month-to-month period of an existing lease and "no lease" because you don't have an instrument to take to court to evict someone are two totally different situations. 

By doing this you are creating a very low risk cash flow instrument. 

Seriously, any instrument representing money is fine.

Mortgage is an instrument used to secure the note, if you were buying a house, borrowing money for the purchase there would be a mortgage or a Trust Deed securing lender's interest, it is not applicable for the 401k participant loan.