Zach called me and told me they were changing my loan because they were going to consider my loan a “new construction” as oppose to an existing structure rehab or even complex rehab (considerations I’ve experience with other lenders).

And my property taxes and probably repair expenses would skyrocket owning multiple OOS properties or an apartment complex in an unknown market 2000 miles away. 

The rules are more complex than we can fully explain in an online forum.

Backstory - we have an apartment complex that had a $339k loss on paper last year (I'm a 40% partner).

Anyone can buy a stable senior income fund like FLBL with the click of a mouse and no liquidity or complexity issues. 

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I dedicated three months to remodeling the interior myself, transforming the space with a vibrant Retro Tiki vibe featuring splashes of color and creative design.

I’m wondering if the influx of newer apartment complexes near campus has shifted the supply and demand balance.

Grabbing attention while highlighting your best features is key.

I'd be surprised if the complex doesn't have individually metered units so you may be able to eliminate the utility expenses unless those are for common areas like walk ways, parking lot or laundry.