My goal is to be able to get on a facetime/zoom call with them and go over all my offers on properties. 

What are your goals for this year?

If you are new to the business the most common issue is you're either locking up deals too high or you aren't finding attractive deals.

I've also held of holding properties in individual LLCs that are owned by one S corporation, which allows for a 60 / 40 split between ordinary income (regular tax) and dividends (capital gains tax rate).With the goal of minimizing taxation and liability protection, what would be the recommendation from more experienced people here?

And I know that a refinance would be the best, and most common, way to go. 

HOWEVER; if you aren't going to use your full last name, then it's important to upload a pic to your profile (which you have) The reason being, when someone has a common name, with an initial and you are trying to @mention them, if you have a list of 5 David R's with the stock icon, it's impossible to know which is the correct one. 

Ultimately, the decision should align with your long-term and short-term goals.

There are tons of investors on her with the same end goals. 

Another common practice for nationally sparse datasets such as tax data is aggregation.

Set a clear goal for your first property, find a mentor, and keep educating yourself—you're on the right path!