Heads in beds means more revenue.

That shouldn't necessarily be a differentiator when choosing a lender, as evidenced by the boom of the DSCR lending industry....non of which are FDIC insured.

@Michael DartenMichael,Let me know who choose and how it works out, I wouldn’t mind having a backup.

We choose not to. 

Same thing with any investor you get in bed with.With time you can work some equity into those rentals and when interest rates come down you will be in a better spot to sell a couple SFHs.   

My current portfolio includes two 3-Bed/2-Bath Single Family's in my home state.

Once you sign a contract of intent, they give you a portal to select from notes, and you can choose from partial notes, subordinated notes, whole notes, and protected notes.

She was comparing it more to a bed and breakfast, hard to finance.

If you choose this method you will need to learn SEC money-raising rules.

Obviously this won't work for a  5 bed but if you are just getting 1-2 roomers  check the policy.