I was under the impression that when you call the police to report a situation (burglary, trespassing, theft whatever), you need to be physically present to meet them when they come by later to show them the problem and they will take down your information in the police report. 

The former owner even called the police and now my client is dealing with a burglary charge.

As additional proof of competency by the PM, he said it may have been gone during the first or second burglary - he volunteered that he didn’t check.

Owner does not insure Tenant, the members of Tenant’s household, Tenants guests, invitees, licensees, or any other Tenants or persons in or about the Premises, from any loss occurring in or about the Premises, whether from bodily injury or property damage of any kind whatsoever.Owner strongly recommends that Tenant maintain, at Tenants sole expense, a standard type of Renters insurance policy or its equivalent, which provides limits of liability adequate to protect Owner’s and other Tenants property, as well as Tenants personal property from loss by fire, burglary, water and other perils.

Police have frequented the property on many occasions for calls of domestic violence and burglary.

In addition to breaking and entering, he was charged with possession of burglary tools, injury to personal property and resisting a public officer...."

I called to lower the deductible 3years after a burglary and the insurance wanted to know if i was planning on filing a claim!!!

It does not offer any protection against matters concerning the home itself.This leaves the PM vulnerable to claims regarding someone injuring themselves at the property, burglary, fire, water leaks, etc.

The tenant - Vega - should never have been allowed to rent in the first place:Vega has five felony convictions, including for unlawful use of a weapon, residential burglary and aggravated vehicular hijacking, records show.

I have never needed it until this year, when I had a burglary in one of the properties while it sat vacant.