It comes down to the most effective use of a marketing budget.

The one thing to consider is that IL and NY are both not landlord friendly states.

I have heard about doing deals with little to no cash down but I'm skeptical about whether creative financing options are truly viable.

@Rich Davis "The difference is I'm in Maine, where the evictions laws lean landlord friendly.

Make sure you budget for the negative year.

Budget these carefully into your overall project plan to avoid surprises.Rehab Budget: Ensure that bids are received from multiple contractors and that adequate reserves are made for cost overruns.ARV: Be conservative on your ARV since the appraisal concerns one person’s opinion.

I used to sell Salesforce to REITs across the United States and this is what I've learned:For your needs - a CRM with a power dialer and SMS capabilities - there are a few options you might consider:Podio: This is a popular choice in the real estate community, especially for wholesalers.

I'd like to move forward with option "b".

At the price point you qualify for, I'd be looking at a more landlord friendly state with more approachable price points.

Since you are an investor friendly agent that drives for dollars, I would invite you to try out the AI which looks at google images and satellite images to tell you if the property is distressed.