John - Is their other collateral that could be brought into the conversation?

And she still brought someone else that I had to put outside while she was arguing with me that the laws support having a witness.

Our cleaning fees for the year were $40k, landscaping $2.5k, handyman $3k... all tasks that can be done by an operator and off set the loss of income from occupying the main house that brought in about $40k for 2024.My wife and I have decided that even though it makes good money, we have been in Texas for a year and we want to do something similar here and we are very much DIY people and don't want a PM company to run it to the ground.

out of curiousity, what brought you to invest with them?

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

Sometimes highlighting those little perks can catch someone's eye.Also, consider whether your listing is reaching the right audience.

Since then, property has been brought to market rent and vacancy was held under 4% in the last year.

Will be far easier to purchase more property with 10% downpayments vs 20-25% for each one.Umbrella insurance isn't too expensive, $2M for $1200 per year.Just be sure to run the properties as a good business, address any concerns brought up by the insurance company (they usually do annual inspections). 

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

I only brought 3.5% down to closing and the seller paid 3% CCA which I used to buy down my rate to 4.8%.