If the seller already has an agent, the agent is his/her legal representative so it's better to deal with the agent directly than the seller.

I use Rentec Direct which does a great job of tracking multiple owners/properties/tenants with the pooled bank accounts.

I would certainly disclose the currently approved special assessments, but since any further financial obligations and project plans have not been voted on by the membership, approved in a budget, or secured in a loan; must I disclose the knowledge that the board is trending in that direction?

So, make sure YOU understand the copy & paste info below:Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

PHX is growing so rapidly, so knowing which direction that you'd like to focus on will definitely be key. 

You continue down this logic in later posts in an effort to establish the idea that financing a lump sum through a HELOC is better than just applying the smaller payments directly to the mortgage.

When it comes to housing, the FHA rules apply in addition to those of your state/city.

You can't actually pay it off directly because they've been securitized, and the people who invested in those securities did so because of the specific certainty of the payment schedule.What you do in a defeasance is use the proceeds of the sale or the funds from your new lender to purchase treasury bonds that are packaged to make the exact payment amounts and timings on the remaining term of the loan, and then assign those bonds to your old lender.

hyper forcus on one area and go under contract directly with the sellers.

Then I would either go to your GC with the info, or go directly to your subs (licensed electrician etc.) with the info.