FICO is an acronym of a company that has been producing scoring algorithms since the '50s.  

Texas is a non-disclosure state, which means that actual sales prices are not available to the public.The online sites like Zillow use hocus pocus algorithms to guess the sales price.

Can't tell you how many folks have been jammed up or had their purchases delayed by a month or more because I have to tell them how to game the FICO algorithm to accurately capture their creditworthiness. 

Always maintain an utlilization of less than 30%.Credit scores are all calculated by algorithms.  

The data is dumped into massive databases and the databases then use logic algorithms to sift and sort and attribute the data.

But the hit was returned based on the inputs and matching algorithms so the best route is to advise the decline, why, and that the applicant can dispute this information (and how).

So, [ rent * 75% - PITI ] is what should be used as the quick screening algorithm. 

I realize there are “100 point checklists” and “proprietary algorithms” but honestly, what do they have that the CMBS lenders don’t have?

Algorithm Alert: State A !

When I searched on K6H 1Y4 with a radius of 25-miles, I get 7 names.If you set your radius larger than 25-miles, you will get names from Ottawa and MTL {the dataset underlaying the search algorithm is a bit {Canadian} geography challenged.