Quote from @Cory Melious: New York has a law against fake ESAs.

This is New York not Arizona,  we pay top dollars for houses.  

The thrust from the jet's is the movement of $currency$ in the economic system.

I would address these issues people are having and even explore starting fresh with a new listing. 3) I would find something local to offer by partnering with a local business to give a discount for maybe something like jet ski rentals, restaurants, etc. 

Meow Wolf, a standout attraction, draws visitors like Chloe Keslar, who ventured off the Strip to explore the complex’s indoor zip lines, virtual reality, and more.Developed by New York’s Fisher Brothers, Area 15 spans over 200,000 square feet and has attracted more than 13 million visitors.

The length of time before actual foreclosure would range from a little as 21 days in Texas to “years” in New Jersey and New York, and many other “judicial” foreclosure states.  

New York: A Global Icon of LuxuryNew York remains one of the most exclusive and coveted real estate markets in the world.

The way I made house hacking work in a HCOL area (New York) was buy a fixer upper multiunit.

For example, in 2022, about 500,000 people left Florida, but the state still gained a net total of around 500,000 residents due to higher numbers of people moving in, particularly from states like New York, California, and Texas.

This is a personal preference thing, based on an extensive amount of people I've encountered in my life, to 99% of the people out there, pay off the mortgage is the way to go if they can. 99% of the people in the world would be beyond content with financial freedom: meaning, in general purchase whatever you want (minus mega mansion and private jets), go wherever you want to go, send your kids to whatever school they want to go, and last a life time.