No coaching program, called multifamily brokers in my areas, have a regular job, and have 3rd party PM.

There is a way to do it with respect to all parties, but that's not why people are signing up.

I have serious doubts that the company officers have maintained their fiduciary duty to RAD's investors in many of these related-party transactions. 

It is common practice for mortgage companies to later sell the already funded loan to a 3rd party like a hedge fund or a bank after the fact.

It seems duplexes are valued on rent rates for the most part. I

And the fact that your post had at least three votes for it when I posted this shows that there are lots of other people who would probably be losing in PA under those same assumptions that just happen to be FALSE in Pennsylvania.Pennsylvania has some rather complicated rules when it comes to tax sales; the particular type of sale that the OP purchased at is one that does not divest any liens; it simply changes the party that is the owner, with the new owner taking title subject to all liens and encumbrances of record.With tax sales, the buyer must be aware of all the local rules under which the tax sale is being conducted, because the rules vary all over the place.Now, what the OP seems to have failed to do in his research was to cross index the recordings at the county recorder; the "missed" mortgage would have showed up on a search by parcel number if that sort of cross check was done (and assuming all indexed documents at the recorder are properly indexed of course - I have seen mistakes made attaching a document to the wrong parcel).

Looks like they had one hell of a NYE party.

Probably good to have a flip as exit strategy in case banks don't come to the party.

For the lease, can you list the girlfriend as an occupant rather than a co-tenant since she won’t be a financially responsible party?

https://www.donotcall.gov/report.html I am getting so many text messages, both political parties as well as from people wanting to buy my home...