Cleveland and Dayton can be great markets for high cash flow and low purchase prices, but you need to be careful when navigating the neighborhoods so you're not buying in a D/F class area where no property managers will manage and where you'll never see any positive cash flow.

Buy a few things on credit that you would just usually pay cash for.I personally would not rush into a Heloc or such.

Purchase price: $747,500 Cash invested: $130,000 Back in 2021 I jumped on a duplex that has 4BR/3BA on each side and is walkable to The BeltLine (an area popular with ATL's younger community).

My realtor stated I may not have enough cash to cover rehab cost after selling.

This means you'll get a good cash flow, but appreciation of the property will be low.In the phoenix area there is more ownership and less renting, but due to prices increasing faster than inflation we are seeing a rise in renters.

in cash flow would cut it for me. i'd want enough to cover the mtg, but also R&M and a little for vacancy. if i can't do that plus have a little actual "cash flow" left over.... i'm still here :) if that's any indication. 

Having cash ready to deploy is a huge advantage.

They sell you the land (you may or may not need to put some cash down) and they carry a note in 1st position.

You are missing my point on taxes.Scenario 1:  Your partner buys the house at the same time you put your cash in.  

If you truly just want your primary paid off you can just do a cash out refi on your investment, still in your own name, and pay off your primary.