However once all was complete, the tub and toilet water still had a yellowish tent to them.

Get a damage restoration company involved.

Water galore.

You may have a 1M policy, but 25K for mold limit.Cracked water pipe MAY be covered.

The contractor I hired finished the Foundation work in 4 weeks and tenant started reporting damages, thefts to items in Garage which contractor denied.

The home was in rough shape—think mold, a hole in the roof, and years of water damage.

It occurred to me today that I've never asked about umbrella insurance claims.I’m particularly interested in real-world examples where this type of policy came through during:Property damage (fires, storms, floods, etc.)Liability claims involving tenants or third partiesMajor unforeseen eventsIf you’ve ever had to file a claim and your umbrella policy saved your bacon, I’d love to hear:What happened?

We bought a home built in 1900, insurance water damage coverage is 10% of the dwelling limit. 

Like deferred maintenance, (bad roof, worn out water heater/AC Unit, warped flooring, water damage) etc, unpaid utilities,  unpaid taxes, a second loan, unpaid HOA fees, a bad pool, bad reputation, sometimes squatters, sometimes they were drug houses, and so on.

If you think there a leak have all tenants not use any water and find the water meter outside.