We are a Veteran owned and operated mortgage company! 

Next I interviewed agents and found a good one that takes his own photographs( ex photographer so they were good).The Last thing I did worked.....

I believe the code says "if a veteran holds legal title to a property secured by a VA loan but does not possess equitable title, this situation is considered 'not a disposition."

It's also unfortunate, that veterans (like you and I) can't do a cash-out refinance using a VA cash-out. 

Quote from @Jeremy Dugan: I am a US Air Force and Massachusetts Air National Guard veteran with 20-years of experience as a military Civil Engineer.

Of course, my focus is veterans so I may be biased. 

The property has 6 units with 5 veteran tenants currently occupying the place.

Heck, some people might even pay more for the 'cool factor' of living in a 'small home'....I'd give it a go since you're a veteran of this RE stuff.

This was through the Veterans Affairs home loan program.

In addition to conventional loans and FHA loans, if either you or your wife are veterans, the VA also has a rehab program.I'd be happy to discuss my rehab experience both as an investor and as a mortgage broker, and at least help you think through your options.