Things to consider when buying a new build are appliances, fans, blinds, and back yard landscaping; sometimes we can get appliances included, it just depends on the situation.

Expectations absolutely vary.

@Mario Morales, to echo Bradley, I would say this depends on what you are lacking in your own knowledge base.To some (probably many investors) the agent is simply an initial filter for them.  

@Abdul HafeezRates and LTV depend on many factors. 

@Kris LouThey can vary a lot.

Is your income considered variable in nature depending on job sites and that you do not work a set amount of hours per week?

I understand that these rules vary depending on the state, but any thoughts on this?

It also depend on the condition of the property. 

It does depend on the lender.

@Adonis Williams, you've received great comments: It depends on so many things, including FICO, LTV, type of loan, etc.