We routinely turn off boilers during the summer to prevent them from running to keep up to temp all the time during the warm months.

I was leveraged to the point of being uncomfortable when I was single and in my 20s so I get the idea but don’t recommend pulling money out of a retirement fund.

There was a time when SSN's were routinely disclosed on our rental applications. 

If the economy takes a downturn, you could wake up to a very uncomfortable email from your lender restricting your access to credit from the HELOC at a time where you might need it the most.

I suppose this is routine for East Coast lenders.

It can be done quickly but it depends on your willingness to get uncomfortable.

in a vast interview process with many steps before allowing someone to move in. a new roomie is an everyone-decision, not a landlord-only decision; if you're expecting people to co-exist in a space together (for longer than just a few months), you have to make sure they all have some things in common, or at minimum have the right expectations in terms of cleanliness and routine habits.someone working the night shift and someone else having a 5am rise-time, or someone who works from home in a call-center job is not going to jive well for example. and someone who doesnt handle conflict well is not going to jive with someone who is brutally honest and up front about issues. happy to go into more deets on how we do things if it will help. this can certainly be lucrative in terms of cash flow, but there are huge mud puddles i have stepped in over the years which i have had to learn to navigate.

Properties are routinely hitting right at the 1% mark and generating good returns for investors.

If you're not getting uncomfortable, you're not growing - this is huge!

But for me, the biggest shift was developing a routine and using tools that let me see my rental finances at a glance.Anyway, that’s my two cents.