Stopped accepting cash a few years ago, but some unbanked tenants paid by cashier's check, which often wouldn't be accepted by ATM (or phone deposit).Now, I ask whether or not they have a bank account on my application (I won't rent to them if they're unbanked - because if you can't manage a bank account, the rest of your financial life and your ability to pay rent on time are likely compromised). 

All of this equal footing is permissionless, borderless, trustless and virtually fee less for the billions of folks banked and the half that are currently unbanked. 

A plus side of the unbanked though is that they are a credit ghost so they won't be buying anytime soon so that's a plus. 

One of the things that continually makes SE borrowers unbankable is taking every write-off possible and optimizing your taxes as a result of bearing the burden of employment. 

@Kayla Jones with many doors and many years of collecting from a range of tenant types (unbanked)...The #1 need is reports.

I pick up cash from unbanked tenants.

I am starting a business so I'm pretty well unbankable. 

@Christian Beebe - From what you describe it sounds like you are in a position that I would classify as "unbankable."  

One thing, if the tenants are paying in cash, they may be unbanked and not able to use any online service.

That's my main concern - if the house needs repairs and is unbankable, how do I flip it?