Of course want better close rate but when those numbers I would be ok with 

Transferring a property title later could be deemed a taxable gift if it exceeds the annual exclusion ($17,000 for 2024).

Essentially lower my taxable income by $117k?! 

I’m having trouble determining the correct monthly rental rate for my property.

You can't negotiate directly with a real estate agent about hourly rates because that's up to their brokerage.

The interest rate on a HELOC or Heloan may be better than the personal loan. 

Income taxes- ask if your  insurance claim not taxable income.  

Compare that to the performance of a new property (with that equity unlocked but also with a different interest rate as @Katie Ripp said).

Quote from @Joy Daniels: I manage short-term rentals in the Sarasota area, and I'm always looking for innovative ways to boost occupancy rates year-round.From your experience, what marketing strategies have had the biggest impact on keeping your properties booked?

Hi Angus, A cash-out refinance is typically not considered a taxable event for businesses since the borrowed funds are regarded as liabilities owed to the lender.