There are more options for renters so it's putting pressure on rents btwn 10%- 20%.

Yet they bought a portable machine that could only wash one outfit at a time to save money.

@Michael Klinger  As others posted, SoFi and Discover personal loans are good options and I've used them in the past.  2-3 business days from application to funds in my checking account. 

Are there other creative options I haven’t considered?

You've only owned it six months, so you probably haven't dealt with vacancies, maintenance, or capex, but you should be setting money aside for those things.Your partnership agreement (if you have one) should address exit options.

Once the city gives direction, then start to look at available options and penciling out the numbers to see what makes the most sense.  

Since this is the tenant's money, I want the bank calculating and holding everything versus storing balances in my spreadsheet.

I bought my first two liens over the counter and was able to foreclose on both and made out very well.

I am a first time real estate rental property investor. I recently saw a YT video on SDIRA wealth with Morris invest and called them. I only spoke with one person so far and they scheduled for more information gatheri...

Clothing- buy at the second hand store.