There is statutory, and as you pointed out, now Fannie/Freddie guidelines, that exempt many transfers from being subject to the Due On Sale Clause...asset protection/estate planning purposes are covered.

ACT and the various localized distressed property laws.

“Passing Good Cause is not only a step toward tackling these systemic issues—it is the vital foundation to any meaningful action.”In a free market economy, how will those providing housing react to a law that forces them to house non-paying tenants for free? 

There are no laws restricting mark-to-market rents. 

.: Quote from @Patrick Brown: Good Evening all,My mother-in-law wants to take an SBA loan.

New Jersey state law allows for owner occupants to have much more freedom. 

(Littleton and Colorado Springs, for instance, initially had laws allowing Airbnb and then revoked those laws but grandfathered in existing permits.)

@Rich Davis "The difference is I'm in Maine, where the evictions laws lean landlord friendly.

@Greg Scott we're still seeing many competitor ads that violate the new law:(Not sure how so many "professional" PMCs missed this!

From updated tenant rights laws to shifting zoning regulations, staying compliant can feel like a moving target.