I have 2 empty lots that I want to build 2 rental properties on in Decatur, AL, but there is not a lot of new construction in the area.

Purchase price: $515,000 Cash invested: $960,000 Sale price: $1,850,000 New Construction development, What made you interested in investing in this type of deal?

Did you try a local CU or bank for a construction to permanent loan?

@Treza Edwards  your original question may answer itself when you say there is not much new construction going on. 

Use the software that works for you and easiest to you while using it.  

The provider I am using allows for 60 days of continued coverage once construction is completed.

That's your job. you should be inspecting the rental at least once a year and looking for things like this that could cause problems.I'm curious why your caulking is completely gone if this is "newer" construction.

Complete knockdown and construction of new home What was the outcome?

This is still under construction and the pictures are obviously rough edits but you can see why this template is so effective.

Nathan above gave some good software recommendations, any of which would probably work well.