When you start to do a lot of projects, 50% is a lot of money to go out when you are scaling, finding deals, and doing all the other footwork.

While BRRRR works for scaling, explore turnkey rentals or creative financing in cash flow-heavy markets to accelerate growth.This post does not create a CPA-Client relationship.

Default rate - as you scale you will have a 10% default rate on loans.

It's easier to scale with multifamily properties due to income potential and operations.

Just like any aspect of real estate investing, non-consumer lending at a large scale is a relationship business. 

@Diandre PiercePaying down mortgages is the opposite of scaling.

You might also look into learning about BRRRR (Buy, Rehab, Rent, Refinance, Repeat), a popular method for scaling a portfolio.Network Locally: Engaging with local investors and attending meetups in markets like Dallas or Fort Worth can provide insights and connections that are invaluable.You'll find that momentum grows quickly.

Do it very intentionally, not just for the sake of scaling up, but to get better quality or easier to manage properties that will replace lower quality or harder properties. 

Or do a cash out refi to scale up.

If you want to scale then you’ll need systems and processes so that you don’t feel so overwhelmed.