Obviously, it would come down to how I could recuperate more money.

Our 2nd TD is typically at 15 % interest.The 3rd TD is net profit split after all expenses.What we do, to recuperate our initial investment, is sell our 2nd TD note at 15%... while keeping the 3rd TD S.A.M.

As I read in someone else's post, this may be their way of recuperating the appraisal fee if in fact they offered to cover that for you.

For others who have done this in the past, did you have any success in recuperating your fees?

When the market does start to finally appreciate again, the majority of your appreciation will only be a recuperation of your losses.

It's Definitely not fair to ask them to do that simply because you are unable to move in on time, even if that is not directly your own fault either.Definitely try to negotiate with the landlord to try and recuperate some of that deposit and maybe see if they might know of any openings for you come January.

What are some of the options she can do to either recuperate all or some of her down payment or actually close on the house in time to minimize or nullify completely any additional fees?

Hope to recuperate rehab costs of $60,000. 

I'm 40k cash all in, so as long as I recuperate enough for  Its just a temporary way of offsetting my expenses in living costs.

I get that them bringing the lines to your complex may require significant outlay on their part, but that should be recuperated in a much shorter time than 8 years, so I don't get their insistence on this horizon.