As we move into 2025, these trends are shaping how we approach renovations:Open Floor Plans with Purpose: Open concepts remain a top priority, but it’s no longer just about tearing down walls.

If so, I'd consider those options first as they fit in the infinite banking concept.

I've had a long career in community development and have a lot of bank contacts that would likely be interested in investing, but I'd need to prove the concept first with an initial fund (there are also a lot of other community development tools that could be leveraged to maximize and scale this).

You understand some of the basic concepts, but also have some giant holes in your plan.

Getting pre-approved for a conventional loan before having a discussion about buying a house--what a concept!

But the whole concept of foreclosed homes is confusing to me. 

I specialize in STR & Co-living concepts, which I recommend for the highest rental income potential! 

Interesting concept!

Rehab costs and ARV (After Repair Value) are key parts of evaluating deals, so it’s great that you’re diving into these concepts early.For rehab costs, creating a rough estimate starts with understanding the scope of work and local pricing for materials and labor. 

Proof of concept seems to be a key part of your strategy starting off.