Hi Jessica,I think there are dozens, myself included, and many who now have construction loans outstanding.

We have around $85K outstanding between a 401K loan and our HELOC. 

Many people have a mortgage on a property where the land value is much greater than the home (aka near the water) and insurance is not able to pay off your entire outstanding mortgage.

Here are my thoughts:- last dozen years have been outstanding.  

The Shadow Ln deal was an outstanding success.

Personally, I follow this standard for every application I receive:- Income of at least 3 times the monthly rent (verified through the employer)- Credit score of 580+- Rental verification with past landlords (no outstanding balances, no late payments, and the property left in acceptable condition)- No history of collections, evictions, or criminal offenses- No overdue debt (except medical debt)This process has helped me place quality tenants over the years.

Besides, Jerry has an outstanding reputation.

Every coffee shop and restaurant has outstanding service.

So yeah, my experience has been outstanding and they customer service has been exemplary.

I had outstanding partners.