Originally posted by @Roy N.

I had just mastered the original deal analysis and was getting comfortable analyzing deals.  

This is more than enough to do PML's whether you originate or purchase from a broker is up to you.

Originally posted by @Adam Apalategui:In Oregon there are service dogs or not.

Paid 77% of the original list price on this new construction home.

When I add a new tenant to the lease, the original contract terms remain in place.

This is most of the depreciation you are taking year one.You can calculate your depreciation recapture by taking the sale price of the asset and subtracting the adjusted cost basis.The adjusted cost basis is what you paid for the asset plus any improvements you made along the way minus the depreciation you took along the way.The profit above this original cost is taxed as a capital gain, but the part linked to depreciation is taxed at a maximum rate of 25% under the unrecaptured gains of section 1250.To recap the tax rates are:- Sec. 1250 real property: 25%- Sec. 1245 property and 15 year 1250 property: Ordinary Tax RatesThere are ways to minimize depreciation recapture especially if you know how to work smart with your CPA.1) Asset Valuation at Time of Sale - Sellers can minimize recapture by reallocating the price of the assets on sale.

I am in the same situation as situation as the original poster, Angel.

Originally posted by @Trevor Fleck:@Eddie Lozada check out Rent to Retirement.

Originally, I felt limited by conventional lending DTI.