A good property manager can help with tenant screening, enforce lease terms, and handle evictions more efficiently if it comes to that.Require a Larger Security Deposit: Within the bounds of local regulations, a larger deposit can provide a cushion in case of damage or unpaid rent.Consider Rent Guarantee Insurance: Some companies offer insurance products that can cover lost rent in case of tenant default.

NMLS call center said they have no problem with it but it strikes me as odd that the MU4 filing requires you to disclose other 'financial related activity'. 

It is definitely odd.

Which means, if you’ve structured your taxes as losses for the last two years odds of qualifying are slim.

Technically yes, but your odds of success are very slim and your potential will be very limited.

3) What amenities are they offering?

It just seems odd to me.

I've always steered clear of anything like these offers. 

Your current numbers make no sense (600K property at 70% is 180K down and 420K financed, but four 300K properties at 95% is 60K down and 1.14M financed).The odds of finding someone to loan 95% on four investment properties is extremely slim.

City National Bank is offering up to a $50,000 grant to buy properties in certain neighborhoods.