You can finance manufactured homes with a DSCR loan. the max LTV is 65% for both purchase and refinance.

I can get it with a DSCR loan now and would not live in it initially, but would want to eventually move into it 6-12 months down the road.

The big difference is DSCR loans are higher interest rates.

.: Quote from @Jennifer Turner: Has anyone ever sold a property with seller financing then later extended the repayment period or modified the terms of the loan with the buyers?

Do 80/90% of land 100% of construction loans exist?

As mentioned above look in the loan docs for reference to 'condition' or 'use'. 

This creates two loan payments ($100,000 of equity and $300,000 on the new mortgage).Key NumbersHome Equity Loan Interest Rate: 6%Mortgage Interest Rate: 7%Rental Income: $3,000 per monthExpenses (management, taxes, insurance, maintenance): $800 per monthIncome and ExpensesMonthly Rental Income: $3,000Monthly Expenses: $800Monthly Mortgage Payment: $2,000ExplanationThe investor earns $3,000 in rent each month.They pay $2,000 on the investment property mortgage and $800 on other expenses.This leaves $200 profit each month or $2,400 per year.However, you have to pay $6,000 interest on the equity borrowed.This leaves you with an annual loss of $3,600.While the rental property generates positive monthly income, the interest cost of borrowing the initial $100,000 results in an overall loss.

I am still not sure how he gets positive cash flow while repaying 5 year loan back, unless he charges buyer in excess of 17% for 30 yr fixed loan and pays very low interest to PML lender.

Are there any lenders here that can finance a conventional loan without a full 2 years of work history?

I want to do a bank statement loan(I’m an independent contractor)with just me on the new loan in Texas .