Using leverage to scale, such as borrowing against this cash for larger down payments?

For BRRRR, or flips in general.Tlooking also to have sort of lifestyle and not living in cold 1/4 of the year with snow.the question, is there is big differences between markets? 

Assuming you want to aim for syndication, you sort of need to learn how to develop a pro forma that ties the return to an IRR/XIRR. 

Eric the big one for us is when trying to buy subdivision land.. and seller see's one acre being fold for 400k and they have 30 acres and now want 12 mil.. when in fact larger parcels for SFR are trading on the market at say 200k an acre.. they refuse to understand that it cost 50k or more per lot to get those lots buildable.. they just do the simple math and stick that price on them.  

I'd go with a larger bank like Chase. 

We had one where they wanted us to pay for the majority of the costs to replace 1 mile of sewer back to a larger main.  

Renting could allow you to focus on paying down debt and saving for a larger down payment, while buying now could help you start building equity or even generate passive income through house hacking.

@Shaun Ortiz - I did BRRRRs single family homes, but transitioned to multifamily... not necessarily to get away from BRRRR investing, but to do it on a larger scale.

Looking forward to knowing you all and being part of this larger group.

Really looking for a coach of some sort- so appreciate all responses and input