@Eric Robertson I'm the founder at Obie Insurance.

Any recommendations for Umbrella insurance providers for each partner to cover any liability?

Do any of the tenants have Dogs (Breed restrictions are individual to each company).These may not prevent you from getting insurance but they may limit the number of companies willing to insure it.

I knew the fire insurance would be CA Fair Plan.  

Chris, I can't seem to share a document on here to send you one of mine, but you can copy/paste the following template into a Word Document and create your own.

Quote from @Nicholas Dillon: I read somewhere that you can request to have your mortgage insurance dropped once your Loan to Value reaches 80%.

Under federal law (ADA and FHA), true service animals and emotional support animals are exempt from pet fees, deposits, or rent, but the tenant must provide proper documentation if requested.

@Ana Escudero Property insurance renewals have been challenging the past few years, but there’s some stability with carriers heading into 2025.

This ensures a clean transition of ownership and responsibility for insurance purposes.

They are DESPERATE to find insurance and are striking out everywhere!!