I'm sad for the employees as well.If you plan to invest in syndications, fintech lending, and alternative ways to invest in real estate be VERY careful now.

It seems like people are just hearing those terms and jumping on it .https://www.bloomberg.com/news/articles/2017-12-18/fintech-mircocap-stock-jumps-2-400-after-touting-crypto-linkI am sure most of these companies won't be around forever but I dont think the technology will be going away especially with huge companies researching and implementing it .I was young during the dot com bubble but was following stocks and the market at the time and this feels very similar with these tokens surging so much in price .So far I've only invested a very small amount in ICO , the team seemed very legit and they already have an existing related legit business .Still trying to figure out token distribution and actually being able to trade on the crypto exchanges it's been interesting though .It's not a user friendly experience and there's lots of new terminology and words to learn and different random tools like wallets etc .. but that's kind of what makes it fun too .

But I have zero experience in both.I work for a real estate fintech company https://www.roofstock.com.

Also with the rise of "Fin Tech" we see a lot of secondary loans being made to questionable buyers that are starting to utilize those lines for down payments. 

Financial technology (FinTech) is supposed to drive down the cost and make this scale-up economically feasible.

Curry also discussed the OCC’s involvement with fintech, explaining that the regulator is trying to send a message that it is “open to working through” the steps needed to regulate the industry, saying, “We’re ready to talk and to think.”

This on its own is a huge ongoing challenge since banks must offer online & mobile applications to keep up with fin tech.

With me working at a FinTech company and work with many devs, I can tell you that those numbers for outsourced devs and in-house devs are pretty spot on for the average.There's a lack of information in your request, but from you mentioned so far.

Also look for diverse economies, I’m in Wilmington and we’ve seen tremendous growth in FinTech, Bio/Pharma/CRO and other non-tourism, non-film industries.

The big banks cannot adapt fast enough and are being replaced by Fintech upstarts.