Adding the ex to the title could trigger gift tax implications, so keeping it simple is best.

If you aren't familiar with Baltimore, I would suggest it's a hard no and say that you are trying too hard to make cash flow happen talking Baltimore and tax liens and auctions.

They lowered the “taxable value” by 40-50% and then raised the tax rate about 35-45% lowering everyone’s taxes that year.

Fannie/Freddie (Conventional) loans aren't just about rate and transfer taxes. 

if it is unsecured loan that is the consequence, you lose they entire thing. as far as tax write off, sorry but none.

The only taxes I remit directly now are the tiny town tax they implemented of 1%.I just take my net income spreadsheet and calculate the 1% and give them a check.

Taxes and requirements should be much lower for a LTR

Whether you need a CPA with just three rentals depends on the complexity of your situation and your comfort level with DIY tax prep.If things are pretty straightforward, you might be fine with tax software for now.

For the 10 year period spanning December 2014-2024, single-family prices in Austin nearly doubled, yielding an annualized appreciation rate of ~9.4% in that period.With inflation close to its 2% target and an uptick in the labor market, The Federal Reserve may be taking a break from rate cuts.

I am in one of the higher tax brackets and could be saving around 40k~ a year on taxes with this.