Maybe you could help us then, is there any source or evidence besides his own word that he isn’t just using the $100 starter kit money we purchase to fund all these loans in a Ponzi scheme?

I love how Airbnb just pay me based on the evidence without going through 6 months legal battle or 3 years of collection hunting. 

Refinances, it is more obvious as there will be modifications to the property that are evident on the appraisal.

The sale evidently resulted in Quest’s owners getting zippo (hearsay, working to confirm that). 

This will show you more evidence of the fees they really charge.

Without evidence, it's hard to say.First, you should educate all of your tenants to report excessive noise to the police.

It sounds like the tenant has solid evidence their check or auto payment was received by the wrong party.  

Then the tenant will rant a bunch of nonsense, have no evidence to back up his stories, and the judge will find in your favor based on the evidence provided by you.For future tenants, I highly recommend you read a book like mine or "Every Landlord's Legal Guide" by NOLO.

The truly tragic natural disasters in California, North Carolina, Florida and others of the past six months are evidence that no location is truly 'climate safe,' however there are geographical areas that can expect less weather extremes and lower costs of living, developing, insuring and seemingly...surviving. 

You have many options here.1) Terminate the lease: It clearly states that they must have renter's insurance and the lapse can result in a default2)Have them cover the damages with sufficient evidence that they caused it3) Claim it on your insurance for the property, likely they won't give a good payout unless a fire, flood, or some sort of wind damage.