Zillow makes mistakes.  

Every state has a slightly different process, and time frame for each step, so you may want to consult a Realtor for your state process.

However, that was a fluke.Warranty companies are in the business of making money.

That said, I wouldn't let projecting rates factor into my decision as much as whether or not you want to pull the extra $$ out.

Quote from @Shawn Questa: Hi all,I am curious what some of the Pros would do to Help a Seller in this situation while making a Deal happen.I found a 200+ day old MLS Listing where the Agent said the Seller is in Financial Ruin, hasn't Paid the Mortgage in a year, owes about 180k on an approx. 210k House and multiple Buyers have backed out.I don't know how someone could not Pay their Note in a year and not at least be in Pre-foreclosure. 

It's a big decision to self-manage.

Bigger pockets calculators or make your own in excel/ google sheets

So I wouldn't make a selling decision lightly (or a rental decision) and I am really loathe to give up a good property with a rate that may never be had again.

I took too long to make some decisions regarding design and it slowed me down.

@Katie Southard Definetly could make the transition.