Potential buyers (good credit, income, and savings) holding off because of high interest rates.

If not, then I'd explore a line of credit, but that will also be a full doc qualification and you'd still have that variable interest rate.

It is easy for people to download fake W2s, ESA paperwork, etc, with a few mouse clicks and a credit card. 

Yes, your rate will change but not much if you have good credit it will go up around 5.875% to 6%.

To get access to the maximum amount of equity, I would recommend Tower Credit Union.

I’ve been manually scouring Zillow/MLS for deals, but it’s time-consuming, and I’d love to streamline this.2.Has anyone experimented with using machine learning models (like classifiers or regression models) to rate properties based on their condition from MLS listing photos?

The rates will be lower and will allow you to maximize profits.

DM me and I'll connect you with the Credit Union I send my clients to.

You'd be looking for HELOC rates better than 10-11% to fund the reno.

I am seeing interest rates start in the mid 6% range for foreign nationals here in Florida.