Employment Rate: Italy has historically had one of the lowest employment rates in Europe.

Lastly, always keep your job and build your employment foundation because that keeps you income relevant and lendable.Hey thanks for your reply!

I have a pretty large emergency fund in place for those properties, but I wonder if that capital could be better employed elsewhere (potentially acquire another property).  

The property is only 9 years old so that's why I put only $10k also, they are opening a new company that will employ thousands of people nearby so that's why I put a 6% income growth and only 3% expense.

My retirement system doesn't allow for me to roll anything over given that I'm still employed with the company and also under 59.5 years old.

Quote from @Evan Ross: One of the most common mistakes I see with amateur landlords: attempting to build goodwill with their tenants.

;however, my issue is that I dont have good credit and since im self employed I make.very little income. 

Quote from @Anthony Sigala: Is there any way to get around the 1 year employment history requirement for FHA loans?

Where another issue arrises is I recently quit my job after becoming pregnant as they would not cover my maternity while overseas, my husband is employed however he works for a UK company and is British so would be unlikely to help us with the situation in the US.

What do you file for this "income overseas," do you file SChedule C self employed on your personal 1040 tax returns ?