Definitely don’t cash out your retirement funds.

A few times I've reached out to Cash Buyers and they would tell me that they are a part of an Investment Group and that they are ready to quickly Close Deals would be happy to work with me.Later I would come to find out that they are actually a Group of Wholesalers, like me.I guess I would prefer to Work directly with the Investor, Cash Buyer or Flipper. 

My budget is in the $200-250K range.Please feel free to let me know if additional details would help, and thank you in advance for your time and advice! 

Thank you in advance! 

Do you prioritize equity growth or cash flow in your investments?

At those price points I'm assuming this is a more cash flow area like the rust belt, or other mid west geography.

So I'd be pulling equity at 9% and only get paid 5% if I used the HELOC and kept the cash in my high yield account. 

How much weight do you give to the cash flow benefit of cheap debt when the property is priced above market?

I like the cash flow and see the potential for increasing rents, but I’m hesitant about overpaying.

I have a property I’m looking at in Missouri that’s about 1,400sqft, and not sure the difference between a Cash and a Novation offer.