I have them process credit card payments.

What about Debit Cards attached to a checking account?

Yes, the target raise would be $3-5 million for the first round.

This was months ago and family member has lawyered up to see what’s going on we did continue working until we ran out of credit card figuring once the money is released we could just pay off the cards but the money is still on hold Back in October we decided that money does not exist and started applying for hard money loan/speaking to lenders and have gotten nowhere.

With your experience and possible skillset, perhaps finding a company to sponsor you for a green card may be a better option? 

I do direct booking through the Houfy website, taking credit card payment by Square. 

I don't take credit cards but I believe stripe does.   

For us we all typically use 0% business credit cards to furnish the property which can amount to $40-$60k+ depending on how crazy you go. 

I could raise prices and make operational changes whenever I wanted.

Credit cards have the same limitation on the amount you can borrow and will likely end up costing more than private lenders.