This is a debt society and debt is money. 

Then there you go.One thing I am looking to try to do but haven't done yet is buy something with zero down on seller finance, put the rehab on a 0% credit card, then refi the seller off in 12 months and pay back the card. 

Incurring debt before you have sufficient earnings to support that debt.

Personal Circumstances: Consider your comfort level with debt and risk.

The best advice I can give you for studying for you license is to voice record yourself reading questions and answers on notes cards.

. - I will ding their credit such that all credit cards and other debt will cost them more.- I will keep their security deposit for funds owed.- I will do my best to garnish future wages until their debt to me is paid in full.This has worked 100% time so far.  

The offer to “help” hopeful participants obtain increases in their credit card limits6.

Any existing debt?

I  Income:  The amount of property you can buy will be dependent on your Debt to Income ratio.  

Credit Karma has a fantastic "score simulator" tool that you can use to project credit score changes (paying off balances, opening a new card, using an old card that has not been used in some time, just paying your bills on time for 6 or 12 months).