We do want to settle in a little bit here while continuing to do our homework, but hope to get into something in the next 6-12 months.With the way interest rates are looking now and what little I see on public listings, I think a smaller multi-family that needs a little rehab would be the best bet. 

Quote from @Antoine Black: I have a house that free and clear and I'm trying to tap in the equity can any one help  Hey Antoine, As Mike stated, your best bet is a local credit union.

If you're still not having luck sourcing a wholesaler, your next best bet is to network and connect with an investor-focused real estate agent.

It is a complimentary strategy to pull some of your money back out and hedge your bet.

Your best bet is to find and contact all of the top local wholesalers and go to work for one of them and see what they do right and wrong and see if it's even a business you like.

However, it's a safe bet that these respective areas will continue to appreciate steadily for the reasons noted.

Haha I bet there's been some crazy stuff out there but the one's I'll put up will definitely of better quality and insulated.

You can do this without bankruptcy and if you continue those new habits you can move on to buying an investment.

That will not get you to 100k as at best you could go DSCR and get 80% (if numbers even work).Regarding property not complete, if you have paid cash to date, your best bet would be to get a hard money loan for $100k to complete the renovations and pay off some debt and then refinance once its completed.

Big players like Ford, GM, and even tech companies are betting on Detroit.