@David Avetisyan If you sell your home for $510K and provide a $10K seller credit, your taxable gain is based on the net sale price of $500K ($510K - $10K credit), as seller credits reduce the gross selling price for tax purposes.Tax Impact in CaliforniaCapital Gains Calculation: Your gain is the net sale price minus your adjusted cost basis (purchase price + closing costs + capital improvements).Primary Residence Exclusion: If you’ve lived in and owned the home for at least 2 of the last 5 years, you may exclude up to $250K (single) or $500K (married) under IRC Section 121.California Tax: Capital gains are taxed as ordinary income at rates up to 13.3%.The $10K seller credit lowers your taxable gain.

Guests are used to cleaning fees, so adjusting it to match the actual expense is reasonable.It’s also helpful to check comparable listings in your area to see what other hosts are charging.

If it concerns you that much, adjust the purchase price to take into account this added risk. 

Cash out: $55,000All money out plus roughly $3,500 in pocket.... principal and interest $767/monthCash flow estimated at roughly: $200/monthMy plan would be to refi around year 4 or so before the adjustable rate kicks in.

Once people see how small adjustments can add up to purchasing property, their mindset starts to shift.

A common approach is to include heat in the rent and adjust pricing accordingly.

These are just guidelines and may need to be adjusted based on your property's location and class.

The median listing price's upward trend suggests higher asking prices, while the decrease in sold median prices reflects a potential shift in buyer negotiation power or market adjustments.

We only have one small property, so I manually adjust the price based on what I see for the month. 

You can then adjust the pricing in the summer to make sure you're maximizing your revenue.