Most of the time, they just need a couple of days until a Friday payday, for instance.

I have time this Friday or from 2 -5 Tuesday thru Thursday of next week. 

. =)However, this is still early, I've only had access since Friday. 

Bank was supposed to fund Thursday and official closing Friday.

I've had smooth loans close with Kiavi and I've had rough ones, same with Roc.When Loans start to be troublesome:1) The borrowing entity docs are a mess2) The appraisal numbers are lower than expected3) Messy background reports4) Loans happening in an environment where market/rate fluctuating unpredictably 5) Your loan officer and their team are poor at their job6) Title issues that depend on county docs, that can be slow and painfulThere's more but it's Friday and I'm tired....

We are meeting This Friday (Feb 7) at 7am at Just Love Coffee, 1528 Demonbreun St, Nashville, TN 37203 

@Davis Barnes come to the Friday 9/4/20 breakfast meeting in downtown Charleston. 7:30-9am at 60 bull cafe

My credit should be the highest allowable also and I shouldn't have problems with approval.Ok, i shopped about 80 lenders (based on Fridays rates, market is closed so no live pricing)Conventional Full Doc loan you would be at 7.875% if you put 20% down (you said what the house was worth, but not your purchase price). 

They have a Free zoom call every friday at 10am Memphis time.

We had a call set up for a Monday in December and by Friday we found the house we wanted to purchase through them.