Lots of older houses but there seem to be several that have the potential for cash flow and while not exactly modern on the outside, have been renovated inside. 

I actually purchased a SF house with a two story detached garage in a nice area of brockton.

The finishes include ceramic tile, modern light fixtures and luxury vinyl plank flooring.

Yet, you have to adapt those ideas to the modern world!

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It has to be an addition.I would double check because maybe the workaround is reinforcing the garage and building above it.We lived in our studio ADU for two years before we moved into the main house.Best thing to do is talk to an experienced lender.

Quote from @Kornelius Friske: We have a STR located in peoria AZ. it's 6 beds (garage conversion) and about 3900 sq ft in total. our energy bill last month was $450 and has been hovering in the $350-$450 range since we went live in august.

If you have one of the older, turn of the century mid town houses, you are probably getting somewhere around 1600-2000 depending on the condition of the home, availability of a garage, etc.It is an older home, from the 40s I believe.

Modern units operated down to -5 degrees so it should be adequate for a cabin in OH depending.

I added value to this property by preserving its original architectural features while modernizing the interior.