I will say the longer this thread goes, the more people who publicly side with Jonathon in this thread and in spite of you referring to all of them as Jonathan’s friends I suspect none would refer to themselves as Jonathan’s friend.  

If the gains are properly calculated, which you're not doing, even in a worst-case scenario of poor appreciation, what I outlined is going to achieve a total return roughly equal to stocks or bonds.So you're assuming the Compton house rents for $3500--given, we don't know how many bedrooms it has, what condition it is, or whether the landlord has been able to keep up with market in spite of rent control, but that's top of the market for a home that has 2-3 bedrooms and probably isn't the Taj Mahal.

I am in Chicago - downtownIn regards to the self employed (young man 29) he sent me everything via email - SSN, drivers license, EIN IRS document ( i could only validate the name & registration), he also send me screenshots of his bank account , inspite of my telling him not to. 

In spite of that, the overwhelming majority of American, Canadian and other visitors traveling to the Caribbean region go to Mexico and the Dominican Republic rather than Puerto Rico.

We need to accept that and make things happen in spite of where rates are right now.Let me know if you have any other specific questions. 

In spite of all that work we discovered that the hot water heater didn't work (they didn't bother to replace a $300 water heater that their initial 4 point inspection stated was original to the house (1983).  

San Francisco, and most of California, will always remain resilient in spite of the government and politics not because of them.

Sadly, in spite of quite a few comments on this forum, many are clueless with regard to understanding or evaluating the numbers; and rarely take the time to look at monthly financial reports beyond what their Net Rental payment is.

During due diligence, found a zoning concern, in spite of it being marketed as commercial.

I am not confused, you may have pushed "balance" too or whatever you call it but you've been an CF pusher and the places you push it are in spite of quality.