Is my current homeowner insurance for my own dwelling protecting me?

I wonder if anyone would have a take on whether homeowners who have locked in sub 5% interest rates on their primary residences are deciding to become landlords rather than sell their homes.  

The process is long and drawn out -  I've had homeowners that were in pre-foreclosure for over 8 years.  

In Culver City, SB-9 allows homeowners to split lots as small as 2,400 square feet, making it possible to create new housing opportunities in single-family neighborhoods.

Each unit features 2 bedrooms and 1 bathroom, providing a total of 4 bedrooms and 2 bathrooms across 1,684 sq. ft. of heated living space.Key Features & Upgrades:New Roof for long-term durabilityFresh Exterior & Interior Paint for a modern and inviting lookNew Interior & Exterior Doors with updated locksets for added securityLuxury Vinyl Plank (LVP) Flooring throughout, combining style and durabilityFully Renovated Kitchens featuring brand-new cabinetry and quartz countertopsUpdated Bathrooms with new tiled tub surrounds, vanities, and toilet seatsNew Light Fixtures & Mini Blinds installed throughout the propertyComplete HVAC System Replacement for Unit 686 & New Condenser & A-coil for Unit 688Plumbing Upgrades including new water heaters, updated faucets, leak detection, and a cleanout drain installationSecurity & Hardware Updates with rekeyed locks, new smoke alarm batteries, door hardware, and cabinet adjustmentsNew Landscaping to enhance curb appealThis turnkey property is ideal for homeowners or investors seeking a low-maintenance, move-in-ready duplex in a prime Memphis location.

Aloha Cameron, you can use skip tracing tools like truepeoplesearch or beenverified by searching the address to find the homeowner. 

I would not try and raise money from people (alot of legal implications), but if you know people with money who want to invest, you may be able to get preferred termsAlso sometimes best to partner with someone with experience as well.I see yes I agree on that.As homeowners we understand how much sheer determination it takes to save for a down payment.Would you recommend using OPM like a hard money lender to buy the property or would you recommend buying a property in cash?

But to answer your question why you still see so many active STR's on Airbnb in a restricted area, it could be a couple things: It could be a "hosted rental" meaning the homeowner is there and is just renting rooms on Airbnb.

Just thought I would take this opportunity to share with you some additional basics that I have learned within my short venture into investing with Tax Liens.My state (Alabama) currently has a 3 year redemption timeframe and pays approximately 12% per year.Ok, I assume you know the foundation on how to find listings and researching the properties etc.My discussion will begin with what happens after you purchase your Tax Liens.Firstly, be aware that most Tax Liens will be redeemed approximately 90% are repaid within the first year.Secondly, after the sale the previous owners are usually notified that their property has been sold and outline their rights of redeeming the Lien without additional consideration (aka cost paid to you the purchaser) if made normally within 10 days of notice.Thirdly, the annual percentage rate will only begin after you have held the Lien after 30 days; therefore you will receive only the original cost you paid on the Tax Lien; no more, no less.Lastly, you are not the homeowner just a Lien Holder therefore no keys, no access to the property, no look through so etc.  

All residential zones now allow multifamily and townhouse residences by-right.Zoning District Consolidation: Former "Residence A-1, A-2, B, and C" districts have been reclassified under "Residence C-1," which permits multifamily housing.Increased Housing Density: The amendment removes minimum lot area requirements, minimum lot area per dwelling unit, and lot width restrictions, allowing for denser residential development.Reduced Yard Setback Requirements: The minimum required setbacks (front, side, and rear yards) for residential properties have been reduced, allowing for more buildable area on lots.Elimination of Parking Requirements: The amendment removes all minimum parking requirements, reducing the obligation for single-family homeowners to provide off-street parking.Subdivision Flexibility: The definition of "subdivided lot" has been updated, making it easier for homeowners to subdivide their land for townhouse or multifamily development.Height and Floor Area Ratio (FAR) Changes: Floor area ratio (FAR) limitations for residential properties have been removed, and height limits have been increased to permit:Up to four stories in Residence C-1 districts.Up to six stories for inclusionary housing projects on larger lots.Anyone who's familiar with Cambridge knows that this is one of the most prestigious, elite, expensive, restrictive areas in the whole state, and for zoning of this magnitude to be passed is truly historic.