Steve K.
Anyone Else Fed Up With Loan Servicing Companies?
8 January 2025 | 33 replies
Are these GSE loans (Fannie or Freddie or USDA)?
Cole Starin
Considering Property Sale
24 January 2025 | 5 replies
One thing I continue to think about is how valuable 2-4 unit properties are becoming, and will continue to be, since Fannie/Freddie took the income restrictions from the 5% down conventional loan option for house hackers.
Cristal Ochoa
PennyMac Loan Transfer to LLC
7 January 2025 | 5 replies
They simply do Fannie, Freddie, FHA, VA, and USDA loans.
Kayla Elliott
What is the best loan strategy for this buy and hold?
23 January 2025 | 6 replies
GSE Reno Loan as in like a FHA203(k) or Fannie Mae Homestyle Renovation?
Jerry A.
Exploring Cash-Out Refi Options
6 January 2025 | 5 replies
DSCR or Fannie/Freddie loans can go up to 75% on single family homes, multi family homes (2-4 unit) max at 70% if you stick with Fannie/Freddie.Other things to consider would be:Paying points for a lower rate vs higher rate with no pointsIf going DSCR - Prepayment penalty term (0-5 years)The lower the loan size ($200-250k and lower), you should consider paying up to 2 points and doing a 5 year prepayment penalty if going DSCR.
Sino U.
Can you recommend a good lender for house hacking please?
15 January 2025 | 6 replies
I can offer both conventional (Fannie Mae, Freddie Mac) and government (FHA, VA, USDA) options to help make it happen!
Anil Shah
Using Agent Commission towards down payment for my own Investment Property
24 January 2025 | 10 replies
Sounds like you are going with a Fannie/Freddie type loan based on the cap of 2%.
Lau Cor
Putting the investment in an LLC
21 January 2025 | 4 replies
Fannie mae allows you to transfer your loan into an LLC, but it is recommended that you speak to your loan servicer and ask that if they themselves will allow you to do so.
Nora Douglas
Looking to develop a short term rental Corporate/wellness retreat
12 January 2025 | 1 reply
it will be a corporate/wellness retreat/short term rental destinationI need land that is close to the Action, but not too close, and preferably comes with two single family doors already built, so I can take advantage of Fannie Mae owner occupied loan and develop the rest of the land on my own and with private funding.Is Columbus a good market for this strategy?
Tre DeBraga
FHA 203K Loan
22 January 2025 | 4 replies
My two favorite loan options for getting started are the FHA 203k or the Fannie May Home Style.