And I like that you are not cutting corners on things that are required (like code-compliant electrical) to things that are just nice, like backsplash or 3 way switches.Cost-wise, this is really a best-case scenario and it is great that you are pointing this out!

This means I may put down 20%, 25%, 35% to hit my goal. 

Upgraded electrical, gas piping, and rehabbed the casita.

Basic, but functional faucet.Appliances ($3,500):Focus on essential replacements.Refrigerator: Energy-efficient model.Range: Standard electric or gas range.Dishwasher: Basic model.Consider deals, scratch-and-dent appliances.Lighting ($1,000):Recessed lighting in the ceiling.Under-cabinet lighting.Basic pendant lights over the island.Paint & Trim ($500):DIY painting.New baseboard.2.

., electrical, plumbing, etc.). 

1st step is to make sure that the electricity is rated for having electric heat by the electric company.

The interior was made up of high efficiency HVAC systems, contemporary lighting, and electric water heaters.

HVAC, electrical, drywall, two points of egress, the whole 9.

Electricity can also spike in the summer with A/C.

I work a W-2 day job and have my own electrical business.