We build in fire cycle prone areas and lament when a fire happens. 

I am beginning to worry after the recent fires, so I am starting now. 

For larger properties, entertainment options like game rooms or arcade games are often a hit.

I talked to several insurance brokers and they both said majority of insurance companies do not provide coverage on homes with knob and tube wiring due to potential fire hazard.

And that was last year before the fires. 

There are few places that I think have a higher fire risk.

He mentioned the distance to the nearest fires (about 20 miles), but the bank isn’t budging.

With the fires, labor and materials are going to be in short supply.

I manage 400 rentals and the most significant claim ever filed was a kitchen fire that cost $20,000.

To win the STR game, especially if you're a new entrant, the most important aspects are 1) Amenities2) Location3) Property type4) UniquenessAll are geared toward you standing out on Airbnb/VRBOHot tubs, fire pit, bowling alley, pools etc. or being in the best location in an area as well as being to host a large group are all things to help you win.